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This Privacy Policy explains how Marrowell (“Marrowell”, “we”, “us”, or “our”) collects, uses, stores, and protects personal data when you visit our website, contact us, or submit an enquiry through our online form.

Marrowell is a financial holding group bringing together companies across different areas of the financial sector. This website is intended to provide general information about the Marrowell Group, its business areas, capabilities, and potential cooperation opportunities.

1. Who We Are
For the purposes of applicable data protection laws, the data controller is:
Marrowell
legal entity name
registered address
contact email

2. Personal Data We Collect
We may collect personal data that you provide directly to us when using the website or submitting a contact form, including:

full name;
company name;
e-mail address;
nature of enquiry;
message content;
any other information you choose to include in your communication with us.

We may also collect limited technical data when you visit the website, such as:

IP address;
browser type and version;
device type;
operating system;
pages visited;
date and time of visit;
general usage and analytics data.

3. How We Use Personal Data
We use personal data for the following purposes:

to respond to enquiries submitted through the website;
to review potential partnerships, business opportunities, infrastructure projects, or other areas of cooperation;
to communicate with you regarding your request;
to improve the website, its functionality, security, and user experience;
to maintain internal records of business communications;
to protect our legal rights, prevent misuse, and ensure website security;
to comply with applicable legal and regulatory obligations, where required.

4. Legal Basis for Processing
Depending on the context, we may process your personal data based on one or more of the following legal grounds:

Legitimate interests: to operate our website, respond to business enquiries, develop business relationships, and protect our systems.
Consent: where you voluntarily provide information through a form or agree to specific processing activities.
Pre-contractual steps: where your enquiry relates to a potential business relationship, partnership, or cooperation.
Legal obligations: where we are required to process or retain data under applicable law.

5. Contact Forms and Enquiries
When you submit an enquiry through our website, we use the information provided to review your request and respond where appropriate.
We may use your enquiry to determine which area of the Marrowell Group, business function, or relevant team should handle the communication. Submitting an enquiry does not create a contractual relationship with Marrowell and does not guarantee that we will enter into any partnership, cooperation, or business arrangement.

6. Cookies and Analytics
Our website may use cookies and similar technologies to support basic website functionality, analyze traffic, improve user experience, and understand how visitors interact with the website. Cookies may collect technical information such as device type, browser, pages visited, and approximate location derived from technical data.
You can manage or disable cookies through your browser settings. Please note that some parts of the website may not function properly if cookies are disabled.
If we use third-party analytics or tracking tools, such providers may process certain technical data on our behalf or according to their own privacy terms.

7. Sharing of Personal Data
We do not sell personal data.
We may share personal data with:

companies within the Marrowell Group, where relevant to your enquiry;
service providers who support website hosting, maintenance, analytics, communications, or IT security;
professional advisers, such as legal, compliance, accounting, or consulting providers;
public authorities, regulators, or law enforcement bodies, where required by applicable law;
potential transaction parties, where necessary in connection with a business restructuring, merger, acquisition, or similar corporate process.

Where we use service providers, we take reasonable steps to ensure that they process personal data securely and only for appropriate purposes.

8. International Data Transfers
Your personal data may be processed in countries outside your country of residence, including countries that may not provide the same level of data protection.
Where required by applicable law, we use appropriate safeguards for international transfers, such as contractual protections, adequacy decisions, or other legally recognized transfer mechanisms.

9. Data Retention
We retain personal data only for as long as necessary for the purposes described in this Privacy Policy.
In general:

enquiry data may be retained for as long as needed to respond to your request and maintain appropriate business records;
business communication records may be retained where necessary for legitimate business, legal, compliance, or dispute-resolution purposes;
technical and analytics data may be retained for a shorter period, depending on the tools and settings used.

When personal data is no longer required, we will delete it, anonymize it, or securely archive it in accordance with applicable requirements.

10. Data Security
We take reasonable technical and organizational measures to protect personal data against unauthorized access, loss, misuse, alteration, or disclosure.
These measures may include access controls, secure hosting, encryption where appropriate, internal procedures, and limited access to personal data by authorized personnel or service providers.

11. Your Rights
Depending on your location and applicable data protection laws, you may have the right to:

request access to your personal data;
request correction of inaccurate or incomplete data;
request deletion of your personal data;
request restriction of processing;
object to certain processing activities;
withdraw consent, where processing is based on consent;
request data portability, where applicable;
lodge a complaint with a competent data protection authority.

To exercise your rights, please contact us at:
E-mail:

12. Third-Party Links
Our website may contain links to third-party websites, platforms, or services. We are not responsible for the privacy practices, content, or security of third-party websites.
We encourage you to review the privacy policies of any third-party websites you visit.

13. Children’s Privacy
This website is not intended for children and is not designed to knowingly collect personal data from individuals under the age of 16.
If you believe that a child has provided personal data to us, please contact us and we will take appropriate steps to delete such information, where required.

14. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our website, business operations, legal requirements, or data processing practices.
The updated version will be published on this page with a revised “Last updated” date.

15. Contact Us
If you have any questions about this Privacy Policy or how we process personal data, please contact us at:
Marrowell
legal entity name
registered address
E-mail:

Privacy policy